LET US HELP YOU WITH YOUR LOAN OPTIONS:
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Making Dreams Reality with mortgage solutions that’s right for you.

Imagine the possibilities and let us turn your dreams into reality with the perfect mortgage solution.  Your Dream home journey starts here.

Low Rate. Zero Hassles.

Get a free quote

Who we are

The home buying process can raise more questions than Gen Z slang.

– “Can we afford to buy a house?”

– “There’s so much contradicting information out there, how do we know what’s accurate?”

– “How do we find a loan officer we can trust?”

You Deserve a loan officer who cares for you and your family like a friend.

Established Since

2003

Low rates and affordable monthly payments.

Experience the thrill of low rates and affordable monthly payments that not only fit your budget but also give you peace of mind.  Our mortgage solutions are designed to ensure your dreams are not only achievable but sustainable.  Take the first steps towards your dreams coming true and a brighter future with confidence.

Home Purchase

From pre-approval to closing, we're committed to make your home purchase
a smooth and rewarding experience. Let us help you unlock the door to your
Dream Home.

Refinance

When it comes to refinancing we understand every situation is unique, whether looking to reduce monthly payments, consolidate debt or obtain cash out, we're here to guide you through the process

FHA, VA, USDA Loan Options

Offering a wide spectrum of mortgage solutions. Our lineup not only includes, FHA, VA, USDA and Reverse mortgage solutions along with including low down payment options.

Our Value

Alone we can do so little, together we can do so much.

Mortgage financing isn’t just about the numbers; its about the power of partnership.  Your dreams of homeownership, financial security, and a bright future are within reach.  Let’s work together to make them a reality.

Our Vision

To create accessibility and convenience in housing finance for all individuals, enabling them to fulfill their dream of homeownership.

Our Mission

Prioritize service quality and customer satisfaction by offering an efficient, fast, and hassle-free mortgage experience.

Our Motto

Unlocking Homeownership Dreams Together. Provide innovative, affordable, and tailored housing finance solutions that meet clients' needs.

Services

Flexible, adaptable, and adjustable plans to fit your needs.

Your needs are unique, and your financial journey should reflect that.  With customizable options, we’re dedicated to tailoring your mortgage solutions to fit your life, your dreams, and your mortgage – let’s make it truly yours.

Help people Get home

2K+

Established Since

2003

What we offer

Mortgages Simplified
Making Dreams Reality.

Purchase Loans

Designed to empower you acquiring the home of your dreams, from First-time Buyers to seasoned real estate investor.

FHA Loan

Offers a government-backed solution designed to make homeownership more accessible.

VA Loan

An exclusive benefit for eligible veterans, active-duty service members, backed by the US department of Veterans Affairs.

USDA Loan

Offers unique opportunity for homebuyers in eligible rural and suburban areas.

Mortgage Refinancing

May be the right option if, you aim to reduce monthly payments, consolidate debt, access home equity.

Reverse Mortgage

Home Equity Conversion Mortgage (HECM), instead of making monthly mortgage payments, you receive payments.

How it Works

Let us help you get your dream
home today.

Flexible, adaptable, and adjustable plans to fit your needs.   Florida Dream Home Loans provides mortgage solutions with continual guidance to help you make the best financial decisions, and save you money; even after you move into your new home.

Step 1
Initial Consultation

We take the time to understand your goals, and outline a personalized roadmap to your dream home and financial security.

Step 2
Document Collection

Gathering the necessary documents is a crucial part of the mortgage process, and we're here to make it as smooth as possible.

Step 3
Evaluation and Approval

Meticulously working with underwriters, providing you with the best possible terms and a smooth path towards your dream home.

Step 4
Closing Process

Closing of your loan is the final step in the journey making the process efficient and seamless - Your Dream Home Reality.

Why Choose us

We’re a small mortgage lender with long-standing relationships.

We value every client relationship and diligently strive to transform your homeownership dreams into reality by identifying and securing the most cost-effective mortgage solutions.

Competitive Pricing

We understand the importance of offering you the best mortgage rates in the market, tailoring unique solutions for each of our clients

Free Consultations

Review your options; Based on your Dreams, life stage and circumstances, we'll provide you with your top 3 home loan options.

Get Pre-Qualified

Fill out a pre-qualification form to find out how much you qualify for. It's all about finding the right mortgage for you.

Find Your Dream Home

Helping you and your Realtor head out and find your dream home with confidence knowing your mortgage is covered.

Resources to help you navigate the home buying process.

– Free Mortgage Calculator

– 7 Mistakes to Avoid when Buying your Dream Home

– Low to No Down Payment Options

There Every Step Of The Way

Making your home loan the least stressful part of buying a home. We have been helping homebuyers find the right mortgage and get them into the home of their dreams.

Dedicated Loan Options

Options ranging from 15 and 30 year fixed, FHA Loans, VA Loans, USDA Loans along with Reverse Mortgage options. We are here to help you understand which options would be best.

Flexible Rates & Low Fees

Our commitment to transparency and affordability ensures that you're not only getting a mortgage thar suits your needs but also one that minimizes unnecessary costs.

Talk with Ben your Lending Specialist.

Let’s embark on this journey together, with Ben as your trusted advisor.  Here to guide you through the process, ready to turn your Dream Home into Reality.

Testimonial

Client Feedback

What home owners are saying about us.  Guiding clients through the path to home ownership, making buying the home of your dreams an affordable reality.

4.7/5
Ray M.

"I usually don't take the time to give a testimonial, but Ben amazed us with his client service and hoe detailed he was every step of the way. Every time I called, emailed or texted, within minutes I habe a response. I highly recommend him to our friends, family and anyone looking for a excellence had an exceptional experience."

Omarys G.

"Excellent group, as a client on two occasions, I have received the best of services, special treatment, I can safely tell you that you will feel like family, with a lot of peace and confidence."

Heather W.

"Ben made the mortgage process simple and stress-free. His knowledge and care, provided me with personalized guidance, helped me understand my options and choose the right loan for my needs. He was extremely responsive and professional throughout, and I couldn't be happier with the results. Thank you!"

Ian D.

"I am very thankful for Ben's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. I am grateful for all of Ben's work he devoted to my family's purchase of this home. ”

Rachel B.

"I am extremely grateful to Ben for his exceptional service. He went above and beyond to ensure I received the best mortgage terms possible. His team was attentive, detail-oriented, and provided timely updates at every stage. I highly appreciate their expertise and dedication."

Erin M.

"My fiancé and I purchased our first home last year and going in we didn't understand anything about the mortgage process. Ben was so knowledgeable and attentive and made us feel comfortable and more educated. Everything went smoothly, and he found us the lowest possible interest rate. We couldn't have asked for a better experience.”

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