Teachers, Nurses, Firefighters, EMT’s, Paramedics and First Responders, Police, and Military – learn more about our HEROES INCENTIVE PROGRAM and receive a $500 incentive when purchasing a home.
The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce.
This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a competitive first mortgage interest rate and additional special benefits to those who have served and continue to serve their country.
Program Details:
- Eligible full-time workforce, employed by a Florida-based employer can receive lower than market interest rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points and down payment and closing cost assistance.
- Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.
- Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
Links:
Connect with a local specialist today to maximize how much you save on a home. Qualifying heroes: Firefighters, EMS, Law Enforcement, Military (Active, Reserve & Veterans), Healthcare Professionals and Teachers.
Your job is to help others. Our job is to help you. From your first day on the job through retirement, when you’re ready to consider buying, selling or refinancing a home we will help you get it done and save you money.
We Help Teachers Save on a Home
Even with lunch time trips to the dollar store for supplies, peer drama, bullying, learning disabilities, parents and administrators, you still figure out how to give more to your students. Just as we rely on the patience, knowledge and virtue of pre-K, K-12 and post-secondary teachers like you to educate the students, you can rely on us to give back to you and your family when you need a place to call home.
On the job, you serve others. Now it’s our turn to serve you.
Let us assist you by making the home buying, selling or refinancing process a breeze, and save you money in the process!
We Help Healthcare Professionals Save on a Home
36 hour shifts without a break. Everything from mundane paperwork to life and death situations. Caregiving for the ill and comforting the worried minds of loved ones. Just as we rely on the compassion and skills of registered nurses, LPNs, CNAs, doctors and other healthcare professionals like you to care for others, you can rely on us to give back to you and your family when you need a place to call home.
On the job, you serve others. Now it’s our turn to serve you.
Let us assist you by making the home buying, selling or refinancing process a breeze, and save you money in the process!
We Help Firefighters and EMS Save on a Home
It’s much more than fighting fires…it’s rescues, natural disasters and major accidents. Children not breathing and people in crisis clinging to life. We have your back when you need to come home from facing the challenges of making everyone else’s life safer. Just as we rely on the patience and training of a 911 operator, or the skills and bravery of firefighters, paramedics or EMTs like you to run toward the crisis, you can rely on us to give back to you and your family when you need a place to call home.
On the job, you serve others. Now it’s our turn to serve you.
Let us assist you by making the home buying, selling or refinancing process a breeze, and save you money in the process!
We Help Military Members Save on a Home
Our nation exists because of the courage, perseverance and resolve of our active, reserve and veteran Army, Navy, Air Force, Marine Corps and Coast Guard service men and women. Those who stepped up to protect the values and freedoms our country was founded on. Just as we relied on your service to keep us free, you can depend on us to give back to you and your family when you need a place to call home.
You have served this beautiful country. Now it’s our turn to serve you.
Let us assist you by making the home buying, selling or refinancing process a breeze, and save you money in the process!
We Help Law Enforcement Save on a Home
Like the lion, you stand watch protecting and serving our communities, keeping the peace, walking the thin blue line. We have your back when you need to come home from facing the threats and challenges in our communities every day. Just as we rely on your patience and training as a 911 operator, or the skill and bravery of police officers, troopers or correctional officers and other law enforcement professionals like you to run toward the crisis, you can rely on us to give back to you and your family when you need a place to call home.
On the job, you serve others. Now it’s our turn to serve you.
Let us assist you by making the home buying, selling or refinancing process a breeze, and save you money in the process!
