Single Properties or Portfolios - Refinance or Purchase
Single Rental Property Loan
- One rental property, one loan
- Loans from $75k to $1mm
- 5, 10, 30-year options
- Flexible term and interest rate options
- Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
- No personal income requirements
Portfolio Rental Loans
- 2 or more rental properties, one loan
- No maximum loan amount or unit count
- 5, 10, 30-year options
- Multiple structure options available to fit your unique investment strategy
- Fixed rate, ARMs, fully amortizing, or interest only
- Flexible pre-payment options
Short-Term Rental Loans
- Up to 75% LTV on purchases
- Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
- 1.5+ DSCR
- Minimum FICO 700
- 5, 10, 30-year options
- Multiple structure options available, to fit your unique investment strategy
- Fixed rate, ARMs, fully amortizing, interest only, or balloons
Looking for the right private lender to help you scale your Rental Property Portfolio?
We’re here to help you!
We understand that each client has a unique investment strategy. That’s why we’ve developed the most versatile suite of rental products in the industry. Whether your goal is to maximize monthly cash flow, exit your portfolio in 5 years or 30, or choose between floating or fixed rates, we offer the loan solutions you need. We take pride in understanding your objectives and collaborating with you to create a tailored product that supports your success.
Rental property portfolio lending offers investors the opportunity to finance multiple properties under a single loan, streamlining the management and expansion of their real estate investments. This type of lending is ideal for seasoned investors looking to consolidate their properties, reduce administrative burdens, and enhance their portfolio’s growth potential. By working with a lender who specializes in rental property portfolios, you can benefit from customized loan structures, competitive interest rates, and flexible terms that align with your long-term financial goals. Our team of experts is committed to providing personalized support and insights to ensure your portfolio thrives in today’s dynamic market.
Call us today to start scaling your rental property empire!
Rental property portfolio lending also allows investors to leverage the equity in their existing properties to acquire new assets, facilitating rapid expansion and diversification of their holdings. This financing option often includes features such as cross-collateralization, which can significantly reduce the overall cost of borrowing by using the equity of multiple properties as security. Additionally, portfolio loans often come with simplified reporting and management requirements, making it easier for investors to keep track of their investments and finances. By consolidating multiple properties under a single loan, investors can streamline their financial obligations, potentially benefiting from bulk pricing and negotiated terms that wouldn’t be available through individual property financing. Furthermore, these loans can be customized to accommodate diverse property types, including residential, commercial, and mixed-use properties, providing unparalleled flexibility for investors seeking to optimize their portfolio strategy. Our team of experts is dedicated to guiding you through the complexities of portfolio lending, ensuring you maximize your investment potential with tailored solutions that align with your business goals. Whether you’re looking to refinance existing properties, expand your portfolio, or achieve greater operational efficiency, our portfolio lending solutions offer the strategic advantages you need to succeed in today’s competitive real estate market.
